Many people find, to their dismay, that their dental insurance will not cover dental implants. The reason for this is that many insurance companies consider implants as purely cosmetic; however, it’s possible that your need for implants can represent a medical necessity under one of your medical insurance clauses.
Study Your Insurance Policy Carefully
Your dental health can definitely affect your overall health. The general idea is, if you have a medical condition that a dental procedure can fix, then it’s possible your medical insurance will cover it.
Conversely, if you have a medical condition that can cause dental issues, then the dental work can fall under your medical insurance. In addition, when physical trauma results in the need for dental work, medical insurance often covers it. In all of these cases, implants can represent medical necessities.
Not all medical insurance policies cover these kinds of dental procedures, but some do. It’s worth it to peruse your policy to see if dental work of any sort comes up. Even if your policy does contain such language, there are probably strict guidelines that govern how you can use your health insurance for dental work.
Work with a Cosmetic Dentist in Orange County to Figure It Out
Dentists, especially cosmetic dentists, often work with insurance companies to hammer out the details of coverage. If you find that your medical insurance can cover some dental work, then you should speak to a cosmetic dentist about your options.